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The Chase United Explorer Card

United Explorer Card Review for Military

The reverse mullet is what I like to see on card designs, party in the front, business in the back

Here it is, the card that started it all. The card that I saw an elevated sign-up bonus for while researching SCRA waived annual fees and churning during the tedious and boring MDMP classes at Captain’s Career Course. I never intended on getting in deep to the card game until those free miles hit my account and the hit of dopamine from the realization of easy, free travel settled in. I was hooked, and the United Explorer card was the bait that did me in.

Great Mid-Tier Perks

It’s probably the most solid mid-tier card out there. The signup bonus will likely get you 2 round trip tickets in the continental US for a $95 annual fee that’s waived the first year. How could you say no?  First checked bag free (already have this for being Active Duty, but it’s nice to have hardcoded to your frequent flyer account) and priority boarding to boot.  But the real gem that makes this card shine? Two United lounge passes per cardmember year.  You will eventually not need these anymore once you get the United Club card, but they become a nice gift for friends when they get stuck on a layover.


Upgrade your Explorer to a Club after one year of ownership if you are over 5/24 and can’t get the Club through normal application processes.

As always, please consider using our referral link to get yours.


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