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The AMEX Gold Card

Amex Gold Card Review for Military

The old Gold Card actually looked gold, I swear.

This card is the middle tier charge card from Amex at a $250 annual fee. Much like the Green card, it’s benefits are covered by the Platinum Card you should already have, except for a 4x bump in points earning for restaurants and supermarkets and a $120 dining credit at restaurants you probably don’t eat at.  The difference is that it comes with a nice $100/year airline credit, paying you to own it if you’re active duty.

Sign-Up Bonus

The sign-up bonus varies from 25k to 50k for $2k spend in 3 months. Not a bad chunk of membership rewards points change for your spending efforts. I really do enjoy the smaller, but easier to obtain sign-up points.

Future Platinum Card

Notably, as with the green card, this can be upgraded to a platinum card as well after a year of ownership. I won’t be doing so though, as the 4x spend categories on everything you put in your mouth (restaurants and groceries) make this a very solid daily spend card when you’re in between other minimum spends. It has even replaced my Chase Sapphire Reserve as the go-to card. But, you can still do future you a solid and snag a gold card to start your account timer and upgrade later for those sweet sweet Platinum bennies.

As always, please consider using our referral link to get yours.

Other Gold Card Flavors

-(Discontinued) Ameriprise Financial Gold Card: $160 annual fee (waived the first year).  Was an easy 25k point sign up bonus for $1k spend. This did not have the airline credit. Technically required a relationship with Ameriprise Financial, but this, like the Ameriprise Platinum, was not enforced.


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