Sunday, February 16, 2020 TDWise Chase , Credit Cards No comments

Ritz Carlton Card Purchase Protection Saves A $1,177 iPhone Purchase

Reader and best of friends Christopher guest writes the following:

The Incident

On August 17th, I dropped my iPhone in the ocean while kayaking with my wife. The phone dropped about 20 feet to the ocean floor and I was unable to retrieve it. Since the iPhone XS Max is only waterproof to a depth of two meters of water for 30 minutes, I’m sure that it is no longer functional. For this reason, I would consider the phone both lo...

Saturday, February 15, 2020 TDWise Credit Cards , US Bank No comments

Korean Skypass Select Card Review for Military

This unassuming rectangle of basic plastic design that doesn’t even say Select on it nets a cool $200 in travel per year.

I have never flown Korean Air. I don’t really ever anticipate flying Korean Air unless it’s for fare hacking. So why would I bother risking my already established Altitude Reserve card with another US Bank app? Recurring annual travel credits. And I’m running out of cards to apply for and daddy needs a fix.

Annual Travel Reimb...

Saturday, February 15, 2020 TDWise Barclays , Credit Cards No comments

Military Churning Views on the LuxuryCard Gold Card

Gold is hard to photograph if your photography skills consist of an iPhone X and a dinner table.

This card exists for Instagram “influencers” to flaunt their poor financial decisions under the guise of excessive wealth to the masses. Its only play is exclusivity, like that app that cost $1,000 just to show people you could afford it. Also like that app, the Gold Card has an unwaiverable annual fee of $995. For that, you get 2% cashback on al...

Tuesday, January 28, 2020 TDWise Credit Cards , Weekly Recap 2 Comments

Military Churning is Taking a Hit

Whew, lad, it has been a hot minute since our last TDWise update and boy do we have a lot to discuss. The posts initially stopped due to my hectic PCS schedule back in September and then things in the churning world took some progressively terrible turns. Following my PCS I decided to go dark on TDWise for a while and wait for the collective dust to settle. The air is still black, but I managed to complete a trip that was in jeopardy so I have less to lose in...

Tuesday, September 17, 2019 TDWise JTR , Rewards No comments

How I Used DTS for Manufactured Spending

On a recent TDY to undisclosed, secret squirrel locations the Middle East, the DTS TDWise Guy missed a flight due to mission requirements. This is how he discovered a manufacured spending pathway within the DTS system.

What Is Manufactured Spending (MS)?

This blog has, and always will, err on the side of churning caution. We do this to avoid slaughtering the proverbial golden goose that is waived annual fee credit cards and the perpetual benefits they ...